Secure a Commercial Property Title in Nigeria
Securing a commercial property title in Nigeria is one of the most important legal steps in property acquisition. Whether you’re buying a space for retail, offices, or warehousing, a valid title guarantees your ownership rights, protects your investment, and unlocks opportunities like financing and development approvals. With real estate fraud on the rise, especially in major cities like Lagos and Abuja, the need to work with a credible company cannot be overstated.
Harmony Garden and Estate Development Limited is a leading force in real estate in Nigeria, offering expertly verified commercial plots in prime areas such as Ibeju Lekki, Lagos. Through our trusted systems, clients are assured of clear documentation, government approvals, and legal due diligence. This guide walks you through everything you need to know about securing a commercial property title in Nigeria with clarity and confidence.
Why Title Security Matters in Nigeria
Securing the title to a commercial property ensures:
- Legal Ownership: You have full rights to use, sell, lease, or develop the property.
- Protection from Disputes: Clear documentation protects against land grabbing, double sales, or community claims.
- Financing Eligibility: Banks and investors only support ventures on titled properties.
- Government Recognition: A title is essential for business permits, construction approvals, and taxes.
Harmony Garden ensures that every commercial property that is offered is accompanied by verified titles such as Certificate of Occupancy (C of O) giving investors peace of mind.
Types of Commercial Property Titles in Nigeria
Understanding the type of title is essential before purchase:
| Title Type | Meaning |
|---|---|
| Certificate of Occupancy (C of O) | Government-issued document granting a 99-year lease on the land. |
| Governor’s Consent | Legal approval for land transferred from an original owner with a C of O. |
| Deed of Assignment | Agreement that transfers property ownership from seller to buyer. |
| Registered Survey | Defines the land’s exact location, size, and boundaries. |
| Excision | A legal release of land by the government to indigenous owners. |
Harmony Garden provides all necessary documents with their commercial listings. No hidden issues, no incomplete records.
Steps to Secure a Commercial Property Title
1. Verify the Land Status
Before purchase, conduct a land search at the land registry to ensure the property isn’t under government acquisition or involved in legal disputes.
2. Confirm Ownership
Work with a legal representative to verify the seller’s ownership claims. Ensure all documents match the property and seller’s identity.
3. Conduct Due Diligence
Check:
- Physical inspection of the land
- Access to roads and amenities
- No existing litigation
4. Draft and Sign Legal Agreements
Sign a Deed of Assignment, Survey Plan, and Purchase Receipt. These documents must be clear, stamped, and registered.
5. Register Your Title
Register your Deed of Assignment at the state land registry. This final step ensures your ownership is officially recognized.
Common Pitfalls to Avoid
- Buying Untitled Land: Never invest in commercial property without proper legal documentation.
- Skipping Verification: Many fraudulent sellers forge papers. Always verify through the right channels.
- Not Registering the Title: Ownership isn’t legal until it’s registered with the government.
Why Work with Harmony Garden and Estate Development?
Harmony Garden offers:
- Fully documented commercial plots with C of O or Excision
- Transparent pricing and instant allocation
- Legal advisory support throughout the purchase
- Commercial properties in strategic locations like Ibeju Lekki, near the Lekki Deep Sea Port and Free Trade Zone
As leaders in real estate in Nigeria and beyond, our reputation is built on integrity, fast allocation, and development-ready estates.
Are you looking to be up next as a “Home Owner” or critically seeking to invest in real estate and commercial properties? Contact Us Harmony Garden and Estate Development today or visit our website to learn more.
Securing a commercial property title in Nigeria requires more than just a handshake, it requires due diligence, verified documentation, and the right real estate partner. With Harmony Garden and Estate Development Limited, you’re not just buying land; you’re securing your future with confidence. From Ibeju Lekki to emerging urban centers, we offer titled properties that empower your business goals with legal security and unmatched service.
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