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The Renewed Hope Traditional Mortgage System makes property ownership affordable for Nigerians at home and abroad: move in at 50% payment, spread the balance over 30 years at a single-digit 9.9% surcharge.
Get Started See How it WorksWe built Harmony Renewed Hope to remove fricition, confusion, and hidden cots - so you can move in sooner.
Lock your allocation with just 10% down while we process your documentation.
Once you complete 50% payment, you take immediate possession of your home.
Pay the remaining 50% over up to 5 years at a single-digit 9.9% annual surcharge.
Transparent pricing and straightforward terms, what you see is what you pay.
Every unit includes a Boys' Quarters for extra space and flexibility.
Designed for citizens at home and in diaspora, aligned with the Renewed Hope agenda.
The Lekki Aviation Town, The GranVille Estate, The Parliament and The Majestic Bay Estate amongst the 7 Estates tagged Seven Citadels of Joy currently being developed by the Lagos Landlord in person of Hon. Dr. Audullahi Saheed Mosadoluwa (aka Mr Ibile), and the initiative also includes options for homeowners who would like to transition to a more affordable living situation through a short sale or deed-in-lieu of foreclosure.
📍 Lekki Epe Expressway
📍 Oreki, Ibeju-Lekki, Lagos
📍 Bolorunpelu-Onigbedu, Ibeju-Lekki, Lagos
📍 Majestic Bay Estate, Okorisan, Epe, Lagos State.
📍 Seidu/Imare Airport Govt. Resettlement Scheme, Facing the New Lekki - Epe International Airport, Ibeju-Lekki, Lagos State.
📍 Eyin-osa Government resettlement Scheme, Lekki-Epe expressway, Ibeju-Lekki, Lagos State
📍 Beside Amen Estate Phase 1, Directly Facing the Redbrick Homes Eleko Expressway, Ibeju Lekki, Lagos.
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of GranVille Cinema welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at GranVille Cinema are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of GranVille Cinema welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at GranVille Cinema are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of GranVille Cinema welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at GranVille Cinema are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of ASAKE COTTAGE Home welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at ASAKE COTTAGE are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of ASAKE COTTAGE Home welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at ASAKE COTTAGE are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a peaceful haven in the heart of Lagos, where the private gated community of ASAKE COTTAGE Home welcomes you. Thoughtfully designed for modern comfort, our luxurious homes offer a serene retreat from the city's hustle, letting you enjoy life at your own pace. The detached duplexes and stylish bungalows at ASAKE COTTAGE are crafted with elegance and sophistication, delivering an exceptional living experience for you and your family.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a tranquil oasis in the heart of Lagos, where the private gated community of Bungalow redefines serene living. These thoughtfully crafted, single-level homes offer the perfect blend of comfort and simplicity, making them ideal for peaceful, everyday living. Each Bungalow unit is designed with spacious interiors, modern finishes, and a seamless connection to nature—creating a relaxing retreat from the city's rush. Whether you're starting a family or settling into calm sophistication, Bungalow offers a cozy, luxurious experience you'll love to call home.
BROCHURE
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a tranquil oasis in the heart of Lagos, where the private gated community of Terraces awaits
you.Designed for elegance and ease, these beautifully crafted terrace homes offer the ideal getaway
from the city's hustle and bustle, allowing you to enjoy serene living at your own pace in a secure
and peaceful environment.
Each Terraces unit features contemporary architecture, multiple floors of functional living space,
and refined interiors that maximize both comfort and style. Perfect for families and modern
professionals, the layout ensures privacy while still fostering a sense of community.
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Flexible Payment Plan Properties Available
Escape to a tranquil oasis in the heart of Lagos, where the private gated community of Terraces awaits
you.Designed for elegance and ease, these beautifully crafted terrace homes offer the ideal getaway
from the city's hustle and bustle, allowing you to enjoy serene living at your own pace in a secure
and peaceful environment.
Each Terraces unit features contemporary architecture, multiple floors of functional living space,
and refined interiors that maximize both comfort and style. Perfect for families and modern
professionals, the layout ensures privacy while still fostering a sense of community.
Ante room/Waiting room
A central kitchen.
A living room
Guest room ensuite
Dining
Top-tier Infrastructure
Be part of this opportunity.
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See how luxury and smart living come together, inside and out.
Your future home begins at Ibile Mortgage Housing Units — secure, affordable, and ready for you to move in.
Are you interested in staying informed?
This is the initiative of the Federal Ministry of Housing and Urban Development in partnership with Harmony Garden and Estate Development Limited to tackle housing deficit for Nigerians in Nigeria and Nigerians in the Diaspora in order to have access to Housing Loans on a single digit and with loan repayable period across 30 years (360 months tenor period).
The Harmony Renewed Hope Housing Scheme is designed to provide low-cost mortgage options, particularly for pension account holders, enabling a broader segment of the population to own their homes
Eligibility check is based on income, age, and equity contribution. Additionally, this is limited to Nigerians alone, either you are living in Nigeria or outside Nigeria.
Details required for the application are:
The application process involves four (4) stages, which includes Expression of Interest (EoI); Verification; Mortgage pre-approval; and Final approval and Disbursement.
