{"id":7479,"date":"2025-11-12T05:39:00","date_gmt":"2025-11-12T10:39:00","guid":{"rendered":"https:\/\/www.landbookbyharmony.com\/blog\/?p=7479"},"modified":"2026-02-18T08:33:42","modified_gmt":"2026-02-18T13:33:42","slug":"ibile-traditional-mortgage-system","status":"publish","type":"post","link":"https:\/\/www.landbookbyharmony.com\/blog\/ibile-traditional-mortgage-system\/","title":{"rendered":"Harmony Garden Unveils Ibile Traditional Mortgage System for Nigerians Home and Abroad"},"content":{"rendered":"\n

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In a major development that could change the face of real estate in Nigeria, Harmony Garden and Estate Development Ltd. has launched the Ibile Traditional Mortgage System, a fresh, indigenous rent-to-own housing solution for Nigerians both at home and abroad.<\/strong><\/p>\n\n\n\n

Ibile Traditional Mortgage: Empowering Nigerians to Own Homes with Ease and Affordability<\/h2>\n\n\n\n

This new initiative, spearheaded by Hon. (Dr.) Saheed Audullahi Mosadoluwa, aka The Lagos Landlord, is set to break down financial barriers to homeownership and empower thousands of Nigerians to finally own a piece of real estate without the burden of complex bank loans or hidden charges.<\/p>\n\n\n\n

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\"Ibile\"<\/figure>\n<\/figure>\n\n\n\n

For decades, many hardworking Nigerians have found it nearly impossible to own property due to complex loan processes and skyrocketing mortgage interest rates. But all that is about to change.<\/p>\n\n\n\n

Forget everything you know about traditional mortgage struggles, Ibile<\/a> is here to make life easier by by paying 30% upfront to secure your property, move in with 50% of the total value, spread the balance over 5 years, enjoy a low 9.9% annual surcharge, no hidden fees or surprise charges, premium homes with Boys\u2019 Quarters (BQ), and live in fully gated, secure communities.<\/p>\n\n\n\n

“This isn\u2019t just a housing scheme,” Dr. Mosadoluwa said. “It\u2019s a national movement towards dignity, stability, and generational wealth for Nigerians everywhere.”<\/p>\n\n\n\n

Whether you’re a young professional, a growing family, or a returning Nigerian from the diaspora, there’s a home that fits your needs and budget in Harmony Garden Estates, ranging from 3-Bedroom Bungalow+BQ \u20a694M, 3-Bedroom Terrace+BQ \u20a6137M, 3-Bedroom Duplex+BQ \u20a6249M, 4-Bedroom Fully Detached Duplex+BQ \u20a6298M, 5-Bedroom Fully Detached Duplex \u20a6340M.<\/p>\n\n\n\n

The estates are strategically located across Lagos and beyond, in fully documented areas such as: GranVille Estate \u2013 Government Allocation, The Parliament Estate, Harmony Casa 2.0, Lekki Aviation Town, Oju-Alaro GRA \u2013 Certificate of Occupancy, and Majestic Bay Estate.<\/p>\n\n\n\n

Each estate is backed by verified titles like Government Allocation, Certificate of Occupancy<\/a>, or Government Gazette, ensuring total peace of mind for buyers.<\/p>\n\n\n\n

This initiative is also aligned with Nigeria\u2019s Renewed Hope Agenda, with the potential to create over 5,000 jobs, bridge the housing deficit to bestow homes to 10,000 Nigerians within 5 years, and boost key sectors like real estate, construction, and finance.<\/p>\n\n\n\n

It\u2019s not just about buildings, it\u2019s about economic transformation and empowering everyday Nigerians to become homeowners without breaking the bank.<\/p>\n\n\n\n

With a solid track record in estate development, Harmony Garden and Estate Development Ltd. stands for transparency, innovation, and integrity.<\/p>\n\n\n\n

\u201cWe don\u2019t just build houses,\u201d a company rep noted. \u201cWe build legacies, and we\u2019re doing it for every hardworking Nigerian, at home or abroad.\u201d<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

In a major development that could change the face of real estate in Nigeria, Harmony Garden and Estate Development Ltd. has launched the Ibile Traditional Mortgage System, a fresh, indigenous rent-to-own housing solution for Nigerians both at home and abroad. Ibile Traditional Mortgage: Empowering Nigerians to Own Homes with Ease and Affordability This new initiative, […]<\/p>\n","protected":false},"author":6,"featured_media":7573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[471],"tags":[477,457,476],"class_list":["post-7479","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homeownership","tag-dr-saheed-mosadoluwa","tag-harmony-garden","tag-ibile-traditional-mortgage-system"],"featured_image_src":"https:\/\/www.landbookbyharmony.com\/blog\/wp-content\/uploads\/2025\/11\/md-new-2.png","author_info":{"display_name":"Admin","author_link":"https:\/\/www.landbookbyharmony.com\/blog\/author\/gbolahan\/"},"_links":{"self":[{"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/posts\/7479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/comments?post=7479"}],"version-history":[{"count":4,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/posts\/7479\/revisions"}],"predecessor-version":[{"id":8157,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/posts\/7479\/revisions\/8157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/media\/7573"}],"wp:attachment":[{"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/media?parent=7479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/categories?post=7479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.landbookbyharmony.com\/blog\/wp-json\/wp\/v2\/tags?post=7479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}